Help centre

How can we help you get a bank-ready report?

Guides for the wizard, DSCR, CMA, download — and a human on WhatsApp if you get stuck.

Project report

How to create a DPR

No finance degree needed. Answer the questions in order; we fill the bank sections for you.

Start the wizard
  1. 01
    Describe the business

    Legal name, constitution, activity and whether this is a new unit or an expansion.

  2. 02
    Pick the loan scheme

    MUDRA, PMEGP, MSME, CGTMSE, Stand-Up India or working capital. Ticket size maps the MUDRA category.

  3. 03
    Enter cost, margin and sales

    Project cost must equal means of finance. Then add monthly sales and expenses — we build the projections.

  4. 04
    Preview, then download

    Check DSCR on screen. Demo checkout marks the report paid so you can print or save PDF.

Ratios

DSCR below 1.50?

Debt service coverage is how banks judge repayment comfort. If the preview shows it under ~1.50, try:

  • Raise expected monthly sales or lower raw-material %
  • Cut wages, rent or other opex
  • Increase tenure or trim the loan / project cost
  • Add promoter contribution so the EMI is smaller

Edit from the dashboard and generate again — unlimited in this demo until you download.

Existing units

When to use CMA

Use the CMA wizard if the unit is already running and you need OD / CC, working capital or expansion — not a first-time greenfield DPR.

  • Current sales and operating costs
  • Net worth and existing term loan
  • Proposed limit and growth
Open CMA wizard
Preview & paywall

See every page free. Pay only to take the file.

The on-screen report includes cost, means of finance, P&L, balance sheet, cash flow, DSCR and repayment. Checkout in this demo only marks the report as paid — then use the browser Print dialog to save PDF.

Lite
From ₹499
Pro / CMA
₹999 – ₹1,500
Edits
Unlimited after pay
Need a human?

Talk to us

Mon–Sat, 10:00 AM – 6:00 PM. This demo has no ticket desk — WhatsApp, call or email is fastest.

FAQs

Common questions

Preview is free. You only pay in this demo when you want the downloadable file.

Demo login demo@loandpr.local demo123 Professional: ca@loandpr.local · Admin: admin / admin123
Do I need to sign in before starting?

No. The project-report wizard starts without an account. Sign in (or create one) when you want to preview and save the draft to your dashboard.

Which loans is this for?

MUDRA, PMEGP, MSME term loan, CGTMSE, Stand-Up India, working capital / OD and general bank term loans.

Do I need a CA stamp?

A project report is your business plan. Banks assess viability; this tool prepares the document. A CA stamp is not built into the demo.

Can I edit after download?

Yes. Open the report from your dashboard, change numbers, regenerate and print again. There is no extra fee in this demo.

Means of finance don’t match project cost

Own capital + term loan + subsidy + unsecured must equal total project cost. Change margin % or loan until the gap is ₹0.

How long does a draft take?

Most people finish a project report in about 10 minutes. CMA takes a little longer if you have past-year figures handy.

Chat on WhatsApp